As we enter 2017, most people embark on a health kick to start the year off right. As a child, I can recall being taught in school the proper nutrition guidelines from the government and the appropriate amount of daily exercise. Both topics have evolved so many times, yet they remain the cornerstones of living a healthy lifestyle.
Most thorough doctors will inquire about your dietary habits and the amount of exercise you do weekly as part of a regular physical examination. The other thing a good doctor will focus on is your stress level. The effects of stress are well documented in the medical community. Lowering the level of stress in your life is just as important to your health as eating healthy and getting enough exercise.
As we age, each of these factors become even more vital to maintaining our health. The common factor between diet, exercise and stress is that they are all things we can control to an extent. Being aware of an issue in any one of those areas is usually the first step in making a positive change to correct it.
With the Fed’s recent decision to raise interest rates and the new administration, we’ve seen stress among investors, pre-retirees and retirees in particular. These conditions have them wondering if their current strategy is appropriate or if they are exposed to too much risk. The pressure and stress can be multiplied for the do-it-yourself investor because they are all alone in the decision-making process. They don’t have all the research, experience, and resources that a qualified financial professional would have.
Letting the fear and anxiety build up will not solve the problem and will likely only amplify your stress. If you’re feeling uneasy about the recent market conditions and the impact on your retirement, it may be a good time to sit down with a financial advisor. Our goal is to help you feel confident in your retirement plan and to understand what needs to be done to keep your plan relevant despite changing market conditions.
Click HERE to contact us today because now is the time to start taking control of your situation so you can begin the New Year with some “healthy” retirement habits.